After your graduation, you will let us know how much you are expected to earn in a given year (by simply showing us your offer letter or something equivalent) and we will use that to calculate your monthly repayment.

At the end of the year, we will draw a comparison between the declared expected income and the actual income and will settle the difference.

If something changes in between, like you losing your job or taking a leave of absence, we will adapt the monthly repayments immediately & accordingly. We repeat the whole process every year for the agreed time period.

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