There are certain situations in which your ISA repayment plan will be paused. For example, if you go to graduate school or voluntarily leave the workforce for some time. The ISA plan adapts and the repayments will resume once you start working again.
The ISA can be paused for up to five years in total. In case all five deferment years are used and you are still technically qualifying for it, every month will be deducted from your total repayment period as if you were making payments to us.